The College Money Hunt The rising cost of tuition is truly mind-blowing and hard to fathom as a parent. As an incoming freshman at UC Berkeley, I paid $325 semester in tuition. Monthly rent ran about $350/month, and I could get by on a monthly budget of $400 to cover my other costs. By the time I was preparing to graduate from Cal, tuition had nearly quadrupled. Today, the total cost of attending UC Berkeley for a year is just under 35k. Private tuitions soar. The total cost of attending Boston University and New York University has risen to $67k/year and will increase in the years forthcoming. What to do? As a student there are ways that you can help your parents afford this tremendous investment.
Honors Programs Looking for scholarships takes patience. One of the most likely places to find a scholarship is in conjunction with an honors program. Once you’ve been admitted, find out if you can apply to the honors program. See if there are fellowships or scholarships linked to the honors program. Dig into the Financial Aid page to see if there are opportunities to apply for money there. Institutional and Community Sources The Federal Student Aid Office suggests that you consider multiple fronts in your research for scholarships, including your parents’ employers. Here’s their list:
Crowdfunding Crowd-funding is another option. Not all crowdfunding platforms will allow you to raise money for college, but some do. Take a look at this list of crowdfunding sites for college bound students. Keep in mind that you don’t have to ask for money for college. Instead come up with a project of your own, raise money for that project and then use the money for college. Research Grants/Teaching Fellowships Once you are a student, you can also look into getting a teaching fellowship to help professors with their teaching or research. Undergraduate research grants can also help offset the costs of travel associated with your own research projects. A Note of Caution If you already have a full or significant partial scholarship to attend college, look into the consequences of obtaining more money. Will the college reduce your scholarship? For more information on this visit the website of the Federal Student Aid Office. Yup, it’s here. Senioritis.
I'm feeling it too. So what can we do? Well first let’s look at what drives senioritis: the combination of exhaustion and boredom. Exhaustion is a physical feeling. Boredom is a mindset. Both of these feelings can be fixed. Physical exhaustion seems easy to solve, but most of us don’t prioritize it. So much bodily and mental healing takes place through sleep. You’ve worked hard and your body deserves some down time to recover. Make rest a priority. How? Take one or two disco naps of 30 minutes (no more) everyday. Then cut out what isn’t absolutely critical and get good sleep. Mental exhaustion and boredom are a bit harder to solve because our brains are strong and easily manipulate our moods. Have a talk with your brain. What do you keep thinking to yourself that is conjuring these feelings of boredom or exhaustion? Write it down so you can see what you are thinking or saying to yourself, perhaps without being conscious of it. Once you see that you are in a mental pattern, then choose to change it. How can you change a mental pattern?
Next Up: College Visits and Seeking Scholarships We are in the first countdown. The Dec. 15th admissions notification deadline is days away. For most high school students, this first step is a right of passage. For the first time in their lives, they are facing the news about a decision that feels like it will alter significantly their immediate and long term future. Life holds many of these critical moments. We apply alongside dozens of others to join a college club or rent an apartment or home. We seek out jobs, promotions and loans. We move in and out of romantic relationships. We make and lose friends. These steps and moves aren’t easy, but the difficulty and disappointments they offer up challenge us to learn how to support ourselves and each other. Keep things in perspective. Don’t make the error of believing that this decision-positive or negative-is going to change your life. Your life–no matter where you go to college–will be shaped most by your attitudes and the behaviors you develop to shape your life. Emotional Next Steps No matter what is happening, these critical moments are always an invitation to celebrate and care for ourselves and others. Even students who get into their “dream” schools can suffer all kinds of surprising feelings: self-doubt, questioning, even feelings of disappointment that the “big race” is now over. No matter what outcome you face, now is the time to give yourself some well-deserved self-care. Spend these days supporting yourself and your peers. Listen for your feelings and pay attention to your needs. Tune in and attend to whatever you need: self-compassion, a hug, some play time, a nap, a treat or healthy meal, exercise, community, nature, quiet, noise, whatever you are craving. Most importantly, tune into your own kind-spiritedness. Keep yourself and your community positive and avoid gossip; treat everyone well and you’ll discover an added boomerang effect of boosting your own self-esteem. Practical Next Steps Review my tips from my last blog about handling your news and everyone else’s. You can find them at the bottom of this blog. If you are admitted, celebrate. That’s easy. Enjoy! Be a good friend to your peers who may have not been admitted to their early decision school. If you are deferred or waitlisted, take action.
If you are rejected, consider an appeal.
Keep things in perspective. Don’t make the error of believing that this decision-positive or negative-is going to change your life. Your life–no matter where you go to college–will be shaped most by your attitudes and the behaviors you develop to shape your life. Here are Frank Bruni’s words on this point. “We know that where we go to college will have infinitely less bearing on our fulfillment in life than so much else: the wisdom with which we choose our romantic partners; our interactions with the communities that we inhabit; our generosity toward the families that we inherit and the families that we make. We know that no college can compete with getting any one of those things right.” (Frank Bruni, Where You Go Is Not Who You’ll Be) Riding the Emotional Rollercoaster Receiving this news and hearing about everyone else's news can feel overwhelming. So look ahead and devise a plan for opening letters or checking your status on the online admissions portal. Here are my ideas: 1. Timing. Consider being strategic about choosing a time to look up admission results. If you feel you might be emotionally thrown off by admissions news, then get your homework or exam preparation out of the way first. Even if you are admitted to your early decision school, you may not be admitted to your early action schools. Don't be surprised if receiving a rejection upsets or confuses you even after you’ve been admitted to the college you most want to attend. 2. Make room for what you feel. Make time to be sad. And make time to have fun and let go of your emotions. Remember that you are not alone. The entire world is sharing in this process with you. Everyone is receiving good and bad news. 3. To share or not to share? Think about how you want to share information about your news with your peers. You can wait and tell people at the end of the process after you accept admission somewhere, you can share all of your updates every month, or anything in between. Do what is most comfortable for you. Please contact me if you want to discuss this. 4. Plan fun. The emotional ups and downs can take a toll. Find a way to reset! Most people reset with a new activity, extended exercise, creative play (yes, baking counts), a great snack or meal, time with friends, a funny video or movie. My personal favorite is going to a place I've never visited or trying a new food. Life is filled with these stressful moments, so learning to reset will help you on the road ahead. 5. Watch your thinking. We humans let our thinking get the best of us. Try not to put extra pressure on yourself by creating stories in your head.
We are about to go through one of the more emotional moments in the admissions process. In the days building up to the final release of early decision notices on December 15th, we’ll experience collectively the simultaneous surge of four strong emotions: anticipation, elation, disappointment and confusion. This will be the first turn in a series of turns that will continue until all admissions notifications are out in April. This is my advice:
Timeline The notification process stretches from December through the end of March. There are weeks where little news goes out, and there are days where multiple colleges announce their decisions at once. Dec 15th – most early decisions are released Dec - Feb – early action decisions are released Dec-Mar – all other admissions decisions are released April – colleges hold spring welcome days for admitted students May 1st – deadline for accepting admission to one of your colleges May-June – you may be taken off a waitlist and admitted July-Aug – preparation for the college semester begins Terms In a letter from the college, you will learn that you have been admitted, provisionally admitted, waitlisted, deferred or rejected. Here is the key: Admitted is a straightforward “yes, we want you!” Deferred means that the college is still interested in you and will review your application again with the regular decision applicant pool. It is likely that they will review your senior fall transcript. You may not hear back again from the college until mid to late March. Provisionally admitted means that you will be admitted as long as you meet a final requirement. Most often you are asked to keep up your overall GPA or show that you’ve passed or improved a grade in a particular course. If you are deferred, you will want to follow all instructions carefully. If you are waitlisted, then you have not been admitted for now, but the college is interested in you and may admit you at a later date. Waitlisting is quite common. If you are waitlisted, you will want to follow all instructions carefully. Riding the Emotional Rollercoaster Receiving this news and hearing about everyone else's news can feel overwhelming. So look ahead and devise a plan for opening letters or checking your status on the online admissions portal. Here are my ideas: 1. Timing. Consider being strategic about choosing a time to look up admission results. If you feel you might be emotionally thrown off by admissions news, then get your homework or exam preparation out of the way first. Even if you are admitted to your early decision school, you may not be admitted to your early action schools. Don't be surprised if the rejection despite admission mix upsets or confuses you. 2. Make room for what you feel. Make time to be sad. And make time to have fun and let go of your emotions. Remember that you are not alone. The entire world is sharing in this process with you. Everyone is receiving good and bad news. 3. To share or not to share? Think about how you want to share information about your news with your peers. You can wait and tell people at the end of the process after you accept admission somewhere or you can share all of your updates every month, or anything in between. Do what is most comfortable for you. Please contact me if you want to discuss this. 4. Plan fun. The emotional ups and downs can take a toll. Find a way to reset! Most people reset with a new activity, extended exercise, creative play (yes, baking counts), a great snack or meal, time with friends, a funny video or movie. My personal favorite is going to a place I've never visited or trying a new food. Life is filled with these stressful moments, so learning to reset will help you on the road ahead. 5. Watch your thinking. We humans let our thinking get the best of us. Try not to put extra pressure on yourself by creating stories in your head.
If at any time, you need to talk or review anything, or if you don't understand the results, please contact me. I'm always happy to see you in my office, get coffee, talk by phone, or text. I'm here the whole time until this is over. |
Felicia Fahey PhDFelicia is a comprehensive educational consultant. She works with college bound students of all ages close to home, across the country and around the globe. Archives
January 2018
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